Teamsters Local 745
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Teamsters Voluntary Income Protection Plus Plan Available to U.S. Teamsters
Oct 31, 2025

Dear Friend,

The new Teamsters Voluntary Income Protection Plus (VIP+) Plan is now available to all U.S.-based Teamsters, offering protection during unexpected injuries or illnesses. As life takes its toll, our bodies sometimes need time to heal. These benefits can be the difference between financial hardship and financial security, ensuring that when you need to step back, your paycheck doesn’t have to.

This is gap insurance, administered by Union One, that helps you reach your pre-disability income, giving you the peace of mind to focus on your recovery without worrying about your finances. The sooner you enroll, the sooner you can be protected. Don’t miss out—there are only two more enrollment windows in 2024.

Act Now:

To ensure coverage by October 1, you must enroll by September 24. Visit www.TeamstersVIP.com to get enrolled today!

Hear a special message from your General President, Sean M. O’Brien, about the Teamsters VIP+ Plan.

Why Choose the VIP+ Plan?

This plan offers a simple and effective way to safeguard your income if you’re unable to work due to illness, injury, loss of license or certification (like CDL or Pilot) for medical reasons, surgery, or even death. Here’s what’s included:

Key Benefits:

  • Short-Term Disability: Up to $2,000 per week
  • Long-Term Disability: Up to $7,500 per week
  • Life Insurance with AD&D: Up to $500,000 for members and $100,000 for spouses

Special Features:

  • Guaranteed Approval: All currently working U.S.-based members are guaranteed coverage. No medical questions or tests are required.
  • Specialized Protection: Includes special policy language for members with specialty licenses (e.g., DOT, Pilots), ensuring coverage if you lose your license or medical certification due to medical reasons.
  • Flexible and Secure: Your personal information is safe with us and never shared. Plus, you can adjust or cancel your coverage at any time.

Open Enrollment is Happening Now!

Enroll today to take advantage of these critical benefits. The Teamsters VIP+ Plan Customer Service Center is here to assist you with any questions. Reach out to Union One at (224) 770-5304.

For more details, and to get enrolled visit www.TeamstersVIP.com

The International Brotherhood of Teamsters is proud to offer these new benefits exclusively to U.S.-based members. The VIP+ Plan provides essential financial security through Short-Term Disability, Long-Term Disability, and Life Insurance with AD&D, including options for spouse and children coverage. With no medical exams required, every member has access to these vital benefits. Coverage is provided through The Prudential Insurance Company of America, and all benefits are administered by Union One.

Please Note:

The VIP+ Plan is a voluntary program, and it is each member’s responsibility to enroll and cover the associated monthly costs to maintain coverage. Make sure to take action and secure your benefits as soon as possible.


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